Looking for insurance for HVAC contractors for your HVAC business? Our Wexford Insurance agents are available to help you 24/7 for a free, fast quote. Having the correct HVAC Contractor Insurance Policy (also called a Contractor Insurance Policy) is super important to your business.  ​

Commercial Auto Insurance

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Contractor General Liability Insurance

• This coverage protects HVAC contractors against claims of bodily injury or property damage caused by their work. For example, if a contractor's work causes damages to a client's property or if a third party is injured due to HVAC work, this insurance can cover legal fees, medical expenses, and potential settlements or judgments.

Property and Contractors Equipment Insurance

• This coverage protects a HVAC contractor's own property, including tools, equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism. It may also cover damage to a client's property caused by the contractor's negligence.

Workers Compensation Insurance

• If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your painting business is important. ​

• Even if your construction workers are paid 1099, you may need to insure them on a worker's compensation policy. 

Umbrella Insurance

• This type of insurance provides additional liability coverage above the limits of general liability insurance, business auto liability, and employers liability. It helps protect HVAC contractors from significant lawsuits or claims that exceed their primary insurance coverage limits. ​

Bonds

• License and permit bonds. If you are working on public jobs, you may need a license and permit bond prior to working. 

• Payment and Performance Bonds. General Contractors and property owners may require a performance bond prior to starting a job. 

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Types of HVAC​ Businesses we work with:​

• Heating and Cooling Contractor Insurance

• A/C Repair and Installation

• Furnace Installation and Repair

• Commercial HVAC Contractor

• Mechanical Contractors

• HVAC Service Contractor

• Geothermal Installation

• HVAC Tune ups

At Wexford Insurance we can help you find the most inexpensive and comprehensive HVAC contractor insurance policy. We focus on the construction industry and helping HVAC contractors. We are transparent and helpful through this process for your business.