Looking for insurance for Food Truck contractors for your Food Truck business? Our Wexford Insurance agents are available to help you 24/7 for a free, fast quote. Having the correct Food Truck Contractor Insurance Policy (also called a Contractor Insurance Policy) is super important to your business.  ​

Commercial Auto Insurance

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Contractor General Liability Insurance

• This coverage protects Food Truck contractors against claims of bodily injury or property damage caused by their work. For example, if a contractor's work causes damages to a client's property or if a third party is injured due to Food Truck work, this insurance can cover legal fees, medical expenses, and potential settlements or judgments.

Property and Contractors Equipment Insurance

• This coverage protects a Food Truck contractor's own property, including tools, equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism. It may also cover damage to a client's property caused by the contractor's negligence.

Workers Compensation Insurance

• If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your Food Truck business is important. ​

• Even if your construction workers are paid 1099, you may need to insure them on a worker's compensation policy. 

Umbrella Insurance

• This type of insurance provides additional liability coverage above the limits of general liability insurance, business auto liability, and employers liability. It helps protect Food Truck contractors from significant lawsuits or claims that exceed their primary insurance coverage limits. ​

Bonds

• License and permit bonds. If you are working on public jobs, you may need a license and permit bond prior to working. 

• Payment and Performance Bonds. General Contractors and property owners may require a performance bond prior to starting a job. 

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Types of Food Truck​ Businesses we work with:​
 

• Food Truck General Liability Insurance
  This coverage protects Food Trucks against claims of bodily injury or property damage caused by their operations. For example, if the food truck causes damage to customers by them slipping on the ground, a general liability policy will pay for the damages.
   

• Food Truck Property Insurance
  This coverage protects Food Trucks property, furniture, equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism.
   

• Food Truck Workers Compensation Insurance
  If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your food truck business is important. ​
   

• Food Truck Auto Insurance
  Commercial auto insurance for a food truck is necessity. This coverage protects against accidents, property damage, and liability claims while driving company vehicles.

At Wexford Insurance we can help you find the most inexpensive and comprehensive Food Truck contractor insurance policy. We focus on the construction industry and helping Food Truck contractors. We are transparent and helpful through this process for your business.