Types of Insurance Coverages that Tow Truck Companies usually need:

• Towing General Liability

• Business Auto Liability - Tow Truck Liability - Commercial Auto Liability

• Medical Payments

• Physical Damage Insurance - Collision Insurance - Comprehensive Insurance

• Fire and Theft Coverage

• Uninsured Motorists Insurance - Underinsured Motorists Insurance

• Property Insurance - Tow Truck Shop Insurance

• Garage keepers Insurance - If you are storing customers vehicles after tow. 

• Towing Workers Compensation Insurance

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Required Tow Truck Liability Limits: 

• Tow Truck Gross Vehicle Weight: 40,000+ - Must have at least $300K of Liability Coverage

• Tow Truck Gross Vehicle Weight: 35,000 - 39,999 - Must have at least $100K of Liability Coverage

• Tow Truck Gross Vehicle Weight: Less than 35,000 - Must have at least $50K of Liability Coverage

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Required Garage Keepers Insurance

• Tow Truck companies must cover at least $50K in Garage Keepers Insurance covering the following and more: Fire, Theft of Vehicle, Explosion, Riot, Civil Commotion, and vandalism.

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Types of Tow Truck Companies we insure: 

• Flatbed Tow Truck Insurance

• Hook and Chain Tow Truck Insurance

• Wheel-Lift Tow Truck Insurance

• Boom Truck Insurance

• Integrated Tow Truck Insurance

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What Wexford Insurance offers a Tow Truck Company looking for tow truck liability insurance: ​

• Risk Management and Safety consulting for Tow Truck Companies​

• Gross Revenue Rated Plans

• Milage Based Rating Plans

• Service endorsement and certificate of insurance requests are handled by a dedicated service representative

• Large Risk Retention Policies

• Rapid Growth Tow Truck Insurance

• Flexible Payment Plans

• Insurance Premium Financing Available

• Industry Expertise in Trucking Insurance

• Family Owned and Operated Business

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Free Assistance:

Wexford Insurance works with top insurance companies to provide you with affordable and quality insurance. We will never sell your information and our services are free of charge. Give us a call today at 317-942-0549 or fill out the link below to start the quoting process.