INDIANA Rental property insurancE

Rental properties are getting more popular in Indiana and all over the United States. Having a rental property or properties can provide you and your family with a nice passive income on a monthly basis. Making sure your rentals are insured properly is an important task in properly managing your rental property business. Our local agents are available to give you a fast, free rental property insurance quote 24/7.

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How Should I Insure My Rental Property?

Rental Property Insurance, also known as Landlords Insurance Coverage is similar to a homeowners policy, but it has a couple of differences that makes insuring your rentals on Rental Property Insurance Policy the best option over the common homeowners form.

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Key Differences with insuring your rental on a Dwelling Policy: 

• Loss of Rental Income: Under a Rental Property Insurance Policy, Loss of Rental Income will reimburse you for loss of rental income due to a covered loss at the premises that makes the property uninhabitable. 

• Dwelling Coverage: This coverage insures the house/apartment itself from similar perils like a homeowners insurance policy. 

• Coverage for the Landlord's Personal Property: Any property that is stored at the rental that is yours. Lawnmowers, AC Unit, etc. 

• Vandalism Endorsement: This added coverage protects the landlord if a tenant causes deliberate damage to the home.

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Examples of Rental Properties We Insure: 

• Single Family Home Rentals

• Multifamily Home Rentals

• Duplex

• Triplex

• Quadplex 

• Small Apartment Complex

• Large Multi-Story Apartment Complex

• Vacation VBRO Rental Insurance

• Air BNB Rental Insurance 

• Condo Rentals 

• Hotels

• Motels