Looking for plumbing contractor insurance in Minnesota for your plumbing business? Our Wexford Insurance agents are available to help you 24/7 for a free, fast quote in Minnesota. Having the correct Plumbing Contractor Insurance Policy (also called a Contractor Insurance Policy) is super important to your business.  

Types of Plumbing Contractors we work with:​
Residential Plumbing Contractors
Commercial Plumbing Contractors
Industrial Plumbing Contractors
Bathroom Remodeling Contractors
Water Softener Installation
Septic Tank Installation
Sewer Repair and Installation
Leak and Sink Repair

What does Plumbing Contractor Insurance Cover?

Contractor General Liability Insurance
This coverage protects plumbing contractors against claims of bodily injury or property damage caused by their work. For example, if a contractor's work causes a water leak that damages a client's property or if a third party is injured due to plumbing work, this insurance can cover legal fees, medical expenses, and potential settlements or judgments.

Property Insurance
This coverage protects a plumbing contractor's own property, including tools, equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism. It may also cover damage to a client's property caused by the contractor's negligence.

Workers Compensation Insurance
If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your plumbing business is important. ​
Even if your construction workers are paid 1099, you may need to insure them on a workers compensation policy. 

Commercial Auto Insurance
If a plumbing contractor uses vehicles for business purposes, commercial auto insurance is necessary. This coverage protects against accidents, property damage, and liability claims while driving company vehicles.

Umbrella Insurance
This type of insurance provides additional liability coverage above the limits of general liability insurance, business auto liability, and employers liability. It helps protect plumbing contractors from significant lawsuits or claims that exceed their primary insurance coverage limits. ​

Professional Liability
​Also known as errors and omissions (E&O) insurance, professional liability coverage protects plumbing contractors against claims of negligence, errors, or mistakes in their professional services. It can cover damages and legal expenses if a contractor's advice or work results in financial loss or injury to a client.

Bonds
License and permit bonds. If you are working on public jobs, you may need a license and permit bond prior to working. 
Payment and Performance bonds. General Contractors and property owners may require a performance bond prior to starting a job. 

At Wexford Insurance we can help you find the most inexpensive and comprehensive plumbing contractor insurance in Minnesota. We focus in the construction industry and helping plumbing contractors in Minnesota. We are transparent and helpful through this process for your business.