Types of HVAC Contractors we work with:​

• Heating and Cooling Contractor Insurance

• A/C Repair and Installation

• Furnace Installation and Repair

• Commercial HVAC Contractor

• Mechanical Contractors

• HVAC Service Contractor

• Geothermal Installation

• HVAC Tune ups

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What does HVAC Contractor Insurance Cover?

• Contractor General Liability Insurance

  • This coverage protects HVAC contractors against claims of bodily injury or property damage caused by their work. For example, if a contractor's work causes a fire that damages a client's property or if a third party is injured due to HVAC work, this insurance can cover legal fees, medical expenses, and potential settlements or judgments.

• Property Insurance

  • This coverage protects a HVAC contractor's own property, including tools, equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism. It may also cover damage to a client's property caused by the contractor's negligence.

• Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your HVAC business is important. ​

• Commercial Auto Insurance

  • If a HVAC contractor uses vehicles for business purposes, commercial auto insurance is necessary. This coverage protects against accidents, property damage, and liability claims while driving company vehicles.

• Bonds

  • License and permit bonds. If you are working on public jobs, you may need a license and permit bond prior to working. 

Wexford Insurance focuses on Maine HVAC contractor insurance

Free Assistance:

Give us a call today at 317-942-0549 or fill out the link below to start your free HVAC contractor insurance quote. ​