What does Hardware Store Insurance Cover?

• Hardware Store General Liability Insurance

  • This coverage protects hardware businesses against claims of bodily injury or property damage caused by their operations. For example, if the hardware store causes damage to a customer by them slipping on the floor, a general liability policy will pay for the damages.

• Hardware Store Property Insurance

  • This coverage protects hardware property, equipment, inventory, and supplies, against damage or loss due to events like fire, theft, or vandalism. 

• Hardware Store Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your hardware business is important. ​