What does Greenhouse or Nursery Business Insurance Cover?

• Greenhouse or Nursery Business General Liability Insurance

  • This coverage protects greenhouses against claims of bodily injury or property damage caused by their operations. For example, if a farm operations causes bodily injury to a 3rd party, this insurance can cover legal fees, medical expenses, and potential settlements or judgments.

• Property and Farm Equipment Insurance

  • This coverage protects a farm's own property (buildings), including tools, equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism.

• Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your farm is important. ​ 

• Commercial Auto Insurance for Farms

  • This coverage protects against accidents, property damage, and liability claims while driving farm vehicles.

• Crop Insurance

  • This coverage can cover things like planting and replanting, large production losses, weather-related causes of loss and more.