What does Equine Farm Insurance Cover?

• Equine Farm General Liability Insurance

  • This coverage protects farms against claims of bodily injury or property damage caused by their operations. For example, if a farm operations causes bodily injury to a 3rd party, this insurance can cover legal fees, medical expenses, and potential settlements or judgments.

• Property and Farm Equipment Insurance

  • This coverage protects a farm's own property (buildings), including tools, equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism.

• Farm Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your farm is important. ​ 

• Commercial Auto Insurance for Farms

  • This coverage protects against accidents, property damage, and liability claims while driving farm vehicles.

• Livestock Mortality Insurance

  • ​This covers broad causes of loss protection, including: Accidental shootings, Attacks by dogs or wild animals (except to sheep), earthquakes, electrocution, flood, loading and unloading accidents, and sudden and accidental collisions causing death.