Looking for asphalt contractor insurance in West Virginia for your Asphalt and Sealcoating business? Our Wexford Insurance agents are available to help you 24/7 for a free, fast quote in West Virginia. Having the correct Asphalt Contractor Insurance Policy (also called a Contractor Insurance Policy) is super important to your business.  

Types of Asphalt Contractors we work with:​

Parking Lot Resealing
Driveway Asphalt Sealing
Asphalt Sealcoating 
Street, Road, and Highway Asphalt Paving
Asphalt Paving
Commercial Asphalt Paving
Residential Asphalt Paving
Parking Marking

What does Asphalt Contractor Insurance Cover?

Contractor General Liability Insurance
This coverage protects Asphalt contractors against claims of bodily injury or property damage caused by their work. For example, if a contractor's work causes damages to a client's property or if a third party is injured due to Asphalt work, this insurance can cover legal fees, medical expenses, and potential settlements or judgments.

Property and Contractors Equipment Insurance
This coverage protects an Asphalt contractor's own property, including tools, equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism. It may also cover damage to a client's property caused by the contractor's negligence.

Workers Compensation Insurance
If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your Asphalt business is important. ​
Even if your construction workers are paid 1099, you may need to insure them on a workers compensation policy. 

Commercial Auto Insurance
If an Asphalt contractor uses vehicles for business purposes, commercial auto insurance is necessary. This coverage protects against accidents, property damage, and liability claims while driving company vehicles.

Umbrella Insurance
This type of insurance provides additional liability coverage above the limits of general liability insurance, business auto liability, and employers liability. It helps protect Asphalt contractors from significant lawsuits or claims that exceed their primary insurance coverage limits. ​

Professional Liability
​Also known as errors and omissions (E&O) insurance, professional liability coverage protects Asphalt contractors against claims of negligence, errors, or mistakes in their professional services. It can cover damages and legal expenses if a contractor's advice or work results in financial loss or injury to a client.

Bonds
License and permit bonds. If you are working on public jobs, you may need a license and permit bond prior to working. 
Payment and Performance bonds. General Contractors and property owners may require a performance bond prior to starting a job. 

At Wexford Insurance we can help you find the most inexpensive and comprehensive Asphalt contractor insurance policy in West Virginia. We focus in the construction industry and helping Asphalt contractors in West Virginia. We are transparent and helpful through this process for your business. 

Free Assistance:

Give us a call today at 317-942-0549 or fill out the link below to start your free West Virginia Asphalt contractor insurance quote. ​